What Is an Adversary Proceeding?

An “adversary proceeding” is a civil lawsuit that is filed in relation to a bankruptcy case. A debtor, creditor, or bankruptcy trustee can file an adversarial proceeding to address certain legal issues that can’t be directly resolved by the bankruptcy court. These proceedings have their own case numbers and are treated like any other civil lawsuit. A debtor can file an adversary proceeding to: Ask ...

The Benefits of an Automatic Stay

An automatic stay is an injunction that halts any creditor action once a debtor formally files for bankruptcy. This means that a creditor is legally prohibited from directly contacting, pressuring, and harassing a debtor for payments. The purpose of an automatic stay is to allow the bankruptcy court time to thoroughly review the debtor’s estate. During this time, any creditors involved in the ...

Association Dues & Bankruptcy

Many people have mixed emotions when it comes to paying homeowners’ association (HOA) or condominium association fees. For some, it’s a costly hostage situation managed by their nosy neighbors; for others, it’s a necessary monthly fee that keeps the house community – as a whole – safe and in excellent condition. If you live in a home, condominium, or townhouse built within the last 50 years, you ...

Rebuilding Your Life: 7 Tips for Getting a Mortgage After Bankruptcy

A qualified attorney has the skills and resources to temper the outcome of your bankruptcy case into the start of a stable, debt-free chapter of your life. Of course, it’s not unusual for former debtors to stumble a bit as they adjust to their new circumstances and explore their limited financial options. But once a former debtor’s confidence starts climbing with their credit score, they may start ...