BACH IS YOUR FINANCIAL FUTURE.
555 Skokie Blvd., Northbrook, IL 60062 847.448.0025
Experienced & Dedicated Counsel

Is Bankruptcy Right for Me?

Guidance from Our Devoted Northbrook Bankruptcy Lawyers

When you are facing a mountain of debt and are being harassed constantly by creditors, you may begin asking questions.

  • Should I file for bankruptcy?
  • Can I afford to file for bankruptcy?
  • How do I begin to file for bankruptcy?​​​​​​

If these questions are on your mind, and you are potentially suffering from creditor harassment or telemarketer abuse, filing for bankruptcy may be right for you and your family.

The Right Time for Declaring Bankruptcy

There are many cases in which it might be wise to take the next step in declaring bankruptcy. For instance, if you you cannot meet your financial obligations, your debts will take more than five years to pay off, or your wages are being garnished it may be the right time to file.

If you are able to work out a plan to reduce your debts with creditors, it may be more beneficial to explore other options. In any case, it is highly recommended that you reach out to a bankruptcy professional to assist you with this important decision. Our lawyers in Northbrook, IL are dedicated to help you determine which form of bankruptcy would suit your situation best.

Our experienced team can help you file any of the following:

Let us help give you the peace of mind that you need. We’ll explain your options, keep you informed, and work with you and your family to help you seek the results you need.

Call the Bach Law Offices at (847) 448-0025 or contact us online to schedule your free in-person consultation today!

What Are the Benefits of Filing for Bankruptcy?

In many cases, filing for bankruptcy can greatly help you resolve your financial difficulties so you can get out of debt, protect your future, and start rebuilding your credit.

Some bankruptcy benefits include the following:

  • An automatic stay is put in place, preventing creditor and telemarketers from harassing you
  • Some of your debts may be discharged, meaning you will not have an obligation to pay them back
  • You may not have to lose or sell any of your property, depending on your situation
  • Your credit rating may start improving soon after you file

Having a declaration of bankruptcy on your credit record is serious and should be taken seriously, as it will remain there for the next 10 years. Also, debts such as student loans, tax-related debts, and support orders cannot be discharged. For most, however, bankruptcy often provides relief and a fresh start to those who file.

Before filing for bankruptcy, you should seek the legal counsel of a skilled lawyer who can advise you on your credit resolution options. At Bach Law Offices, we can help you protect your well-being and valued possessions and get you on the path towards rebuilding your credit.

Are you being harassed endlessly by creditors? Don’t wait any longer! Contact the Bach Law Offices and find out if filing for bankruptcy is right for you!

Client Testimonials

  • “Don't hesitate-contact her and take the first step.”

    Anonymous

  • “Hire this attorney!”

    Anonymous

  • “Penelope Bach is the best Bankruptcy attorney”

    Molly

  • “I'm confident you will be very satisfied!”

    J.B

  • “It went very smooth. Do not hesitate to contact her for any financial issues that you may have.”

    P.K.

  • United States District Court - Northern District of Illinois
  • Illinois State Bar Association
  • National Association of Consumer Advocates
  • National Association of Consumer Bankruptcy Attorneys
  • BBB Accredited Business

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