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555 Skokie Blvd., Northbrook, IL 60062 847.448.0025
What Is the Meeting of Creditors?

What Is the Meeting of Creditors?

At the Bach Law Offices, we know how stressful and confusing the bankruptcy process can be. Countless clients have come to us feeling nervous when they first hear they will have to attend a meeting of creditors. Although this meeting might sound intimidating, it’s not nearly as scary as the name suggests. Below, our bankruptcy lawyers explain what you can expect at the meeting of creditors.

Where Does the Meeting Take Place?

The meeting of creditors occurs at a federal building. The actual location of the building depends on where you live. When you go to the meeting of creditors, you need to bring the following things:

  • ID
  • Social Security Card
  • Tax Returns
  • Paystubs
  • Bank Statements
  • Mortgage Documents

Your trustee will provide you with a list of other required documents that need to be brought to the meeting.

What Happens at the Meeting?

The trustee will ask you questions about your bankruptcy petition to make sure it is accurate. If you filed for Chapter 7, the trustee will usually ask about your assets because they want to liquidate your unexempt property. If you filed for Chapter 13, the trustee will likely be concerned about making sure your payment plan is realistic and fair to your creditors. Chapter 13 trustees generally ask questions about your income and expenses.

It is important to note that the trustee isn’t necessarily out to get you, and is only there to do their job and make sure your bankruptcy petition is accurate and legal.

Why Do I Need a Lawyer for the Meeting of Creditors?

Because you have to answer questions that can substantially impact your bankruptcy case, you should have an experienced lawyer by your side to ensure all of your interests are protected. Our lawyers at the Bach Law Offices are here to guide you through every aspect of your case, and we have the skills and resources that you need to secure a fair result.

Call us today at (847) 448-0025 to schedule your case consultation with our lawyers in Northbrook. 


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