Blog Posts in 2018

How Can I Avoid a Second Bankruptcy?

Successfully completing Chapter 7 or Chapter 13 bankruptcy provides many people with amazing second chances at financial stability after years of struggling under the burden of significant debts. While the bankruptcy process may not be quick or easy, the end result is always worth it in the end. After all, once important facet of the overall process is that debtors are trained to effectively ...

Why Did I Receive a Chapter 7 Bankruptcy Dismissal?

With legal guidance and persistence, filing for bankruptcy can be a permanent solution to a significant and life-ruining financial problem. While the bankruptcy process can be extremely challenging and stressful, it does reap substantial rewards and provides eligible candidates with second chances at financial stability. Of the various bankruptcy options, Chapter 7 is the most popular because it ...

What Are Exempt & Nonexempt Assets in Chapter 7 Bankruptcy?

The ultimate purpose of filing for bankruptcy is to pay off your creditors and absolve your debts. For many people, bankruptcy provides a clean slate and a second chance at financial stability. However, before you make any decisions about filing for bankruptcy, it’s important to discuss your personal financial situation with an attorney. The first step in filing for bankruptcy is deciding if ...

How to Stop a Home Foreclosure

When you’re already facing financial hardship, the last thing you want to receive is a foreclosure notice. A lender initiates the foreclosure process when a debtor consistently fails to make their mortgage payments. During the foreclosure process, the lender regains ownership of the property and sells it in order to settle the debt. Depending on your circumstances, there may be ways to stop a home ...