Fair Debt Collection Practices Act
Call Our Northbrook Debt Harassment Attorneys to Stop Creditor Abuse:(847) 448-0025.
The Fair Debt Collections Practices Act (FDCPA) was established to protect
consumers and debtors like yourself from being
harassed by collection agencies and creditors' tactics. Collection agents and creditors are made aware
of these laws and are expected to follow them, but they often fail to do so.
Harassed by creditors? We can help. Call (847) 448-0025 now.
If you have been a victim of debt collection abuse or believe your rights
under FDCPA were violated, turn to Bach Law Offices. Our Northbrook consumer
lawyers are here to protect your rights and take swift action on your behalf.
Contact Us Now
Purpose of the Fair Debt Collection Practices Act
When you owe a company money, you are expected to pay it back in a timely
manner. If you fail to do so, they may take action to try to collect what
is owed to them. However, this does not mean they are allowed to abuse
you, threaten you, or contact you incessantly. You have rights and you
should not allow yourself to be subjected to this type of abuse.
- The purpose of the FDCPA was to prevent illegal debt collection tactics, such as:
- Disrespecting the consumer
- Misrepresenting the actions which can be taken
- Disclosing protected details to a third party
- Acquiring personal information illegally
Common Types of FDCPA Violations
It can be difficult to determine on your own if debt collection techniques
are simply abrasive or illegal. Just because you owe money to creditors
does not mean they can treat you however they want and break the laws
which govern their actions. It is vital that you work with a Northbrook
FDCPA attorney who can protect you from debt collector abuse.
- A few examples of the most common types of creditor actions which may violate FDCPA:
- Leaving threatening or abusive voicemails
- Leaving voicemails without identification
- Threatening you with wage garnishment or lawsuits
- Using insults, abusive language, or scare tactics
- Contacting your employer(s), friends, family, or neighbors
- Contacting you at work after you have requested them not to
- Contacting you late at night or early in the morning
- Communicating with you after you have put in a written request
- Threatening your reputation, your physical property, or with violence
- Impersonating another individual in order to gain information
- Misrepresenting the company they work for
Please reach out to our firm today at (847) 448-0025 to meet with a Northbrook
consumer law attorney for a
free consultation. Protect yourself and you rights!